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What's public
| Anyone on the explorer sees | Only members (encrypted) |
|---|---|
| That your account wrote a Turn record, of which kind (joined, paid, received, report), in which committee id, and when | Committee name, amount, members' names, payment method, notes, report reasons |
| Round numbers, due dates of rounds, links between a payment and its confirmation | Who is in the committee by name, and the turn order |
| Which accounts write in the same committee id | Your phone number or UPI ID — Turn never asks for them |
| Size bucket of each record (padded, so amounts don't show) | The committee key (only in the invite link and on members' phones) |
Money never touches Turn or Arkiv: you pay on UPI or in cash as always.